The non-state pension fund Raiffeisen today bears the name NPF SAFMAR and is a subsidiary of Raiffeisenbank. NPF Raiffeisen has retained many years of experience in the field of non-state pension provision.

Safmar Pension Fund

NPF Raiffeisen (SAFMAR) declares the following advantages:

• 20 years of experience;
• High quality of service;
• Transparent achievement of profitability;
• The developed investment strategies allow you to save and increase the funds of the participants;
• Support phone for assistance and advice;
• Wide network of Raiffeisen branches for service.

NPF SAFMAR provides for the accumulation of payments from the employer on the client's account or the transfer of part of his pension from another fund. In addition to preserving its funds, NPF Raiffeisen allows you to increase them through investment instruments that provide for a certain income.

NPF SAFMAR has several directions:

• Funded pension;
• Individual plans;
• Corporate projects;

Funded pension

When transferring the funded part to NPF Raiffeisen, a citizen gets the opportunity to manage them:

• Transfer to the Management Company to increase profitability;
• Send to NPF Raiffeisen.

These funds are accrued only in national currency and can be increased from maternity capital, fund profits or participation in co-financing. In case of unforeseen circumstances, they are subject to inheritance at the stage of accumulation.

To transfer deductions to NPF SAFMAR, you need to visit a Raiffeisen or B&N Bank branch. You must have a passport, SNILS and personal mobile phone with you.

When concluding an agreement, you will need to choose a method of receiving payment:

• One-time. For persons who have not acquired the right to receive a state pension due to insufficient length of service or the number of points, as well as if the funded part is less than 5% of the amount established by the Pension Fund. There is a one-time transfer of the entire amount displayed on the client's balance in the NPF.
• Urgent. It is carried out to persons who have retired due to old age, participating in co-financing or having formed a certain amount at the expense of MK. The duration is assigned by the participant (from 10 years).
• Cumulative. For persons who have reached retirement age. Paid monthly for life.

The profitability of an individual pension plan

Individual plans at NPF Raiffeisen allow you to independently select parameters in order to influence profitability:

• The amount of contributions;
• Periodicity;
• The duration of the accumulation action;
• Appointment of an assignee, if desired.

All client contributions are accumulated on his balance, which can be seen in the Personal Account. The profitability of NPF Raiffeisen is ensured by the participation of the participant's contributions in the investment. The growth of the investment balance can also be traced in the transparent Raiffeisen system.

The agreement displays the method of obtaining savings according to one of the options:

• Lifetime;
• For life with the appointment of a legal successor;
• Urgent: payments on time (at least 5 years);
• Receiving payments before zeroing the balance in the amount of the funds contained on it.

Today NPF Raiffeisen has the following tariffs:

• First payment: from 30 thousand rubles;
• Subsequent: from 5000;
• Fund's administrative fee: 3% of each receipt;
• Insurance fee (for the formation of a reserve): 1%.

It is worth noting the availability of tariffs, according to which, until 2015, the primary income was to exceed 300 thousand rubles, and the amount of fees depended on the amount.

Co-financing in NPF Raiffeisen

An additional opportunity to increase profitability is the state co-financing program. The client needs to send 2-12 thousand rubles a year to his pension account. The state will double this value.

The procedure takes place according to the following schedule:

1. Obtain a receipt on the Pension Fund website or at the Pension Fund at your place of residence.
2. Pay for it at a Raiffeisen branch, B&N Bank or any institution.
3. A copy of the receipt with a mark of payment must be submitted to the Pension Fund. This must be done up to 20 days before the end of the quarter in which the payment occurred.

A similar procedure can be carried out through the accounting department of your employer by means of an appropriate application.

Conclusion

NPF Raiffeisen allows citizens to independently form an addition to their future pension or accumulate a certain amount. The profitability increases due to the participation of client contributions in the investment. For additional advice, you can contact NPF SAFMAR by phone: 8 800 700 80 20, 7 495 777 99 89.

Currently, the question of retirement is quite acute. Many do not know what to do with their savings. There is a state fund, and there is also a non-state one. There are already many of them. There is and NPF Raiffeisen... NPF is developing quite well. In addition, all the necessary documents and licenses are available, which the bank must obtain if it decides to play the role of a non-state pension fund. However, it is not always clear what is being done and how.

So what NPF Raiffeisen offers to its customers and those who are going to become one. The company is ready to offer several corporate programs. They are aimed at forming an additional non-state pension for the employees of the company, which applies to the bank. In addition, they will help to resolve issues of personnel management.

What are the main points that are required for a corporate program. This means that the employer can independently or together with employees transfer funds to the account NPF Raiffeisen... Further, the fund allocates the transferred funds in the established instruments, which are approved by law. The placement is made using companies that specialize in this area.

Thus, the finances are working, which means that the company transfers the income they give to the retirement account. It is thanks to this that the amount of savings increases.
When an employee retires to a well-deserved retirement NPF Raiffeisen pays him a non-state pension. Its size depends on the savings that are currently on his account. In addition, the payment is influenced by the selected payment scheme, which is selected individually.

By contacting the fund, specialists will help you choose the structure of the program that suits the employer individually. In addition, if necessary, support is provided and the entire range of services that may be needed for proper maintenance. However, everyone can also take advantage of the opportunity to open a pension plan on their own.

Thus, the accumulation of pension will depend only on the future pensioner. As he will accumulate, so later he will receive payments. That is, the frequency and the amount of contributions are determined independently. In addition, the client can change the parameters of deposits and their amount on their own. That is, there is no need to notify the bank about this.

Most Popular Hotline Phones!

The preferences for choosing the organization that will manage the funded part of the pension are quite often on the side of the Non-State Pension Fund. This is due to the higher profitability of savings in comparison with the Pension Fund of the Russian Federation, which is possible due to the flexibility in the choice of investment directions and the offer of a higher percentage of regular growth. In this case, it is important to make the right choice of NPF, focusing on both its profitability and stability. The non-state pension fund Raiffeisen, founded in 2004 by an Austrian group of companies, has achieved the highest performance in recent years (2013-2014). According to the official website, the bank is among the top 20 NPFs in terms of the average bill and the volume of OPS. And the assigned A ++ rating means the ultimate degree of trust.

NPF Raiffeisen: basic information

The package of services provided by NPF Raiffeisen includes compulsory pension insurance and non-state support for both individuals and legal entities. The organization is accredited to co-finance pension savings. Judging by the reviews, NPF Raiffeisen is focused on excellent customer service, attention to their needs and the professionalism of its employees. The main principles of work also include a focus on long-term cooperation and focus on high moral values.

According to the CBRF data published on the official website of NPF Raiffeisen, among 120 NPFs, the organization currently ranks 15th in terms of savings and 17th in terms of its reserves and is one of the most active Russian NPFs. As a member of the AEB, the American Chamber of Commerce in the Russian Federation and the working group of the Foreign Investment Advisory Council, the fund can directly influence the development of the banking and financial sector in Russia.

NPF Raiffeisen is a subsidiary of ZAO Raiffeisenbank, which has been providing a full range of services in the Russian Federation since 1996 and is considered one of the most reliable banks in our country.

NPF Raiffeisen: official website

NPF Raiffeisen has an official website npfraiffeisen.ru, which contains the necessary information about the organization, requisites and a complete list of management. There you can also find all the details on pension insurance, the creation of an individual pension plan and investment policy, including tariffs for services. The calculator for calculating pensions and contributions for NPF Raiffeisen, available on the website, is very convenient. On the issue of co-financing pensions, there is a useful Frequently Asked Questions section.

For its corporate clients, the fund offers pension programs based on registered and joint accounts, information about which can also be found on the official website of the NPF Raiffeisen. The advantage of the proposal of this organization is the ability to set different amounts of pension contributions depending on the category of employees, age, length of service, etc.

The portal contains all the main performance indicators, which can be viewed at any time online. These are the size of pension reserves and savings, as well as the profitability and results of investment of savings. The dictionary provides an interpretation of all the terms used when working with a pension fund.

NPF Raiffeisen branches are located throughout Russia. It is very easy to find the nearest branch, to find out the opening hours, for this it is enough to visit the "Contacts" page and select your city from the list.

NPF Raiffeisen: reviews

The doubling in 2013 of the number of applications for transferring the funded part of the pension to the fund (about 7 million people), which the management claims, is confirmed by the growing popularity and the increase in the number of positive reviews on the Internet about NPF Raiffeisen.

And in connection with the recent change in the legislation on the extension of the term for joining the program of state co-financing of pensions until December 31, 2014, an influx of a large number of clients is expected in the last quarter of 2014, thanks to the positive “image” formed over 10 years of work.

NPF Raiffeisen: profitability

Another undoubted advantage of NPF Raiffeisen is its high profitability and low risk of saving savings, as evidenced by numerous customer reviews. This is possible thanks to the work on diversification of funds, which is done by highly qualified employees.

According to the data on income as a percentage of the NAV of pension savings, the profitability level of NPF Raiffeisen is 5.56% at the end of June 2014, which is 1.43% higher than this indicator in March. At the end of 2013, the profitability of NPF Raiffeisen was slightly higher - 6.33%. A slight drop was noted in many pension funds and is associated with the general recession in the Russian economy (falling GDP and rising inflation), which did not slow down to affect the amount of savings.

The main share in the investment portfolio of the fund's reserves as of mid-2013 was made up of bank deposits (56.5%), bonds (26.8%) and government securities (9.8%). In the structure of investments of pension savings in the first place are mortgage-backed securities (33.6%), deposit savings (30%) and corporate bonds (21.9%)

Since its inception, NPF Raiffeisen has shown a positive trend in its performance indicators, annually increasing the number of contracts concluded, the amount of pension savings and the level of profitability. This is confirmed by the assignment of the highest trust rating to the fund and numerous positive reviews from satisfied customers. Experts' forecasts indicate that the existing positions will be consolidated and the market share will continue to increase. The factors for such conclusions are good profitability, low risks, diversification of savings, as well as the presence of a guarantor - the sole founder of the fund.

Non-state pension fund "Raiffeisen" is one of the most dynamically developing non-state pension funds in Russia. Participates in compulsory pension insurance, in the state program for co-financing pension savings, and also implements programs for non-state pension provision for individuals and legal entities. In June 2012, the fund confirmed its A + reliability rating (very high level of reliability) for the IV quarter of 2011 from Expert RA. The rating outlook has been upgraded from stable to positive.

NPF Raiffeisen - about the fund and its services

ZAO NPF Raiffeisen is one of the leaders on the domestic market of pension services, which began its activity in 2004. As of today, the pace of development of the organization allows us to speak of it as one of the fastest growing pension funds. As of the end of 2014, the volume of pension reserves amounted to 4.57 billion rubles, investment income from the placement of reserves amounted to 239.4 million rubles, and the average profitability of NPF Raiffeisen over the past 5 years was 6.8%, which exceeds the inflation rate for the same reporting period. The Raiffeisen Non-State Pension Fund aims to provide the citizens of the Russian Federation with a full range of pension services, fulfill their obligations in a timely manner and provide clients with an individual approach. European methods of labor organization and control allow us to maintain a leading position for ten years. And a few words should be said about the fund's rating: at the beginning of this year, the Expert RA rating agency reaffirmed its assessment A ++, indicating the highest level of reliability.

For individuals

While you are young and ambitious, you don't want to think about old age. But we have to! Having issued a funded pension for yourself once, you will forget about it and time will work for you! And just the prospect of receiving retirement several times less than you received at the peak of your career is not particularly attractive. The compulsory Raiffeisen pension insurance is an effective investment in your own future. The transfer of their pension savings to Raiffeisen from the Pension Fund of the Russian Federation will allow more rational use of funds.

Participation in the non-state pension program from NPF Raiffeisen will give you the opportunity in the future, in addition to the pension from the state, to receive an additional pension, the size of which, as well as the duration of its payments (for life or within a specified period), you form yourself. An NGO agreement can be drawn up both for oneself and for the benefit of third parties (children, wife / husband, parents, etc.). You can make contributions in any way, with any frequency and in any amount. You can get full information about the company's activities and how to use your funds at any time from your personal account on the official website. Raiffeisen Pension Fund is not interested in where you work and how much you get!

Legal entities

The number of companies that have implemented a corporate pension program is increasing annually in Russia. Employers have long known that such an innovation solves many problems and benefits both the business itself and all employees. NPF Raiffeisen and its partner NPF Atomgarant today it offers two types of corporate pension plans: on the basis of Named Accounts and on the basis of a Joint Account. You can find out the details of these programs on the official website of the company or by calling the manager at the specified phone number. But we can say for sure that the use of one of these programs will attract new valuable personnel, avoid turnover, increase the interest of employees in development and increase their motivation.

Nothing speaks more colorfully about the reliability and safety of NPF Raiffeisen's work than customer reviews. You can find them on one of the many thematic forums or on pages of social networks.

From November 25, 2005, applications for transfer from the Pension Fund of the Russian Federation to a non-state pension fund or a management company can be submitted at all regional branches of Raiffeisenbank. We remind you that from October 10, 2005, the application for the transfer is accepted in all branches of the bank in Moscow. Applications will be accepted until December 31, 2005.

The Bank will certify the authenticity of the personal signature of the insured person and send applications to the Pension Fund of the Russian Federation.

According to the signed Agreement on the mutual certification of signatures, ZAO Raiffeisenbank Austria received the right to certify the applications of the insured person choosing an investment portfolio (management company) and transferring from the Pension Fund of the Russian Federation to a non-state pension fund carrying out compulsory pension insurance as an insurer, including NPF Raiffeisen. Prior to the signing of this Agreement, for the transfer from the Pension Fund of the Russian Federation to a non-state pension fund or a management company, it was required to preliminarily certify a statement by a notary.

In 2004, ZAO Raiffeisenbank Austria was also a transfer bank for the certification of signatures of insured persons on applications for transferring to a non-state pension fund / choosing a management company. When preparing the documents, the Bank independently notified the Pension Fund of the Russian Federation of the accepted applications.

ZAO Raiffeisenbank Austria is a universal bank with an equal focus on commercial, retail and investment banking. The Bank has been operating in Russia since 1996, offering a wide range of services to both corporate and private clients. ZAO Raiffeisenbank Austria is a co-founder of OOO Raiffeisen-Leasing, the founder of OOO Raiffeisen Capital Management Company and the sole founder of the Raiffeisen Non-State Pension Fund.

ZAO Raiffeisenbank Austria is a subsidiary of Raiffeisen International Bank-Holding AG (Raiffeisen International), a holding company that manages 15 subsidiary banks and 14 leasing companies with more than 970 branches in Central and Eastern Europe. Raiffeisen International is a fully consolidated subsidiary of Raiffeisen Zentralbank Austria AG (RZB-Austria), which owns 70 percent of the common shares of the holding, the remaining 30 percent are in free float, including shares of the International Finance Corporation (IFC) and the European Bank for Reconstruction and Development (EBRD) holding in aggregate 6 percent of the shares. Raiffeisen International is listed on the Vienna Stock Exchange. RZB-Austria, the parent bank of the Raiffeisen Group, is one of the leading banks in Austria as well as in Central and Eastern Europe.